When it rains, it floods – do you have flood insurance

INDIANA – Flooding is one of the most common natural disasters that occur in the United States, and Indiana experienced 103 flooding or heavy rain events in 2021 alone. According to the Federal Emergency Management Agency (FEMA), $282.46 million of FEMA flood insurance claims have been paid in Indiana since 1978. There are more than 2.5 million households in Indiana, but only 17,390 insurance policies are in effect, per FEMA.  

To reduce the number of homes financially devastated by flooding, the Indiana Department of Homeland Security (IDHS), Indiana Department of Natural Resources (DNR), Indiana Department of Insurance, and FEMA encourage all Hoosier homeowners and renters to purchase flood insurance protection. While purchasing flood insurance might seem costly, the National Flood Insurance Program (NFIP) is available to help provide citizens with affordable flood insurance coverage based on the area they live in. 

Learn more at www.in.gov/floodinsurance