Avoiding scams after disasters

INDIANA- After severe and damaging weather in Indiana, Hoosiers should stay vigilant against storm-related scams.

Scammers could prey on homeowners by promising quick and affordable fixes, only to disappear after a down payment or deliver inadequate work.

Tips to avoid after-disaster scams

The Indiana Attorney General’s office provided these tips that Hoosiers can use to avoid falling victim to
storm scammers.

  • Be skeptical of anyone offering immediate cleanup or repair services without proper vetting.
  • Know the facts: FEMA does not charge application fees. It is likely a scam if someone demands payment to help
    you access FEMA funds.
  • Research contractors: Check reputations through references, online reviews, or the Better Business Bureau before hiring.
  • Verify credentials: Ask for IDs, licenses, and proof that the contractor is bonded and insured.
  • Get multiple estimates: Compare offers to ensure fair pricing and scope of work.
  • Insist on written agreements: Do not trust verbal promises. Get everything in writing.
  • Avoid risky payments: Never pay with wire transfers, gift cards, cryptocurrency, or cash, and
    never pay the full amount upfront.
  • Those who suspect a scam can file a complaint at indianaconsumer.com or call the AG’s office at 1-
    800-382-5516.

Donating after a disaster

The urge to donate after a disaster is natural for Hoosiers. However, if not done correctly, donors could
fall victim to a scam.

  • Check on the legitimacy of a charitable organization before donating.
  • Ask questions of people or organizations asking for donations.
  • Common scam attempts include using names similar to well-known charities. One word may be the only difference, so always double-check the name before sending money.
  • Be cautious of crowdfunding and social media donation requests. Ask questions about where the money is going and why it is being requested, and always ask for a transaction invoice.