(UNDATED) – Even before COVID-19, our financial system helped some Hoosiers get ahead while crushing others. The unbanked, who are disproportionately Black and Brown and work in low-wage jobs, pay up to 10 percent of their income just to use their own money. They are disproportionately lured into predatory loans. These staggering costs can create lasting damage that is nearly impossible to recover from. How do we build a better system – or at least interrupt the damaging one we have?
You’re invited to an e-learning series about financial services, debt, and their consequences for Hoosier families. We will also feature innovative local solutions that aim to disrupt the troubling trends we are seeing.
SEP 10 – HOW DID WE GET HERE? CONSUMER LENDING IN THE U.S. & INDIANA
BOOK DISCUSSION: How the Other Half Banks by Mehrsa Baradaran
“…although inexpensive credit allows half the American public to improve their economic prospects, very costly credit is crushing the other half. A hard look into the history of banking and the role of banks in our society can help us find solutions to reach this other half.”
SEP 17 – AUTO LENDING: TROUBLING MARKET TRENDS & INNOVATIVE SOLUTIONS
WEBINAR: Professor Pamela Foohey, IU Maurer School of Law & Grace Care Center
SEP 24 – STUDENT LOAN ROUNDTABLE
ROUNDTABLE: Hosted by the Center for Responsible Lending & Student Borrower Protection Center, we will engage in a dialogue focused on your concerns about student loan debt. This conversation will inform the Institute’s fall/winter research agenda.
OCT 1 – PAYDAY LENDING: UNDERSTANDING THE DRAIN & COMMUNITY SOLUTIONS
WEBINAR: Indiana Institute for Working Families & Guests
OCT 8 – DEBT COLLECTION, GARNISHMENT, & BANKRUPTY: SURPRISING PRE-COVID STATS, COVID TRENDS, & THE FUTURE
PANEL: Indiana Institute for Working Families (moderating), John Brengle from Indiana Legal Services, Professor Pamela Foohey from IU Maurer School of Law, and Guests
OCT 15 – INDIANA INSTITUTE FOR WORKING FAMILIES 2021 POLICY AGENDA: TYING TOGETHER JOB QUALITY, THE SOCIAL SAFETY NET, AND CONSUMER PROTECTIONS
WEBINAR & Q&A: Jessica Fraser, Director of Indiana Institute for Working Families & Coalition Partners
Your living room! All events will be on ZOOM.
4-5pm Thursdays in Sept & Oct
This event is free. However, we encourage you to make a donation in any amount you find meaningful to support our efforts to bring dynamic speakers and innovative solutions to you!