(UNDATED) - Federal financial assistance for individual homeowners without flood insurance will have to wait until FEMA completes its damage assessment around the state.
Mike Smith with FEMA says the next step is for the governor to request a disaster declaration for homeowners. That gets the ball rolling so homeowners in counties declared disaster areas can apply for federal assistance through FEMA.
Smith says FEMA can't make homeowners whole again, but the agency does provide grants for repair or replacement of primary homes, family goods and rental assistance. Depending on the circumstances, Smith says the maximum amount of a FEMA grant is $28,800.
Governor Mitch Daniels intends to set up information centers in each hard-hit area. He says the goal is to have a one-stop center for flood victims to apply for various state and federal grants.
Mike Smith says FEMA will staff the disaster recovery centers along with other federal and state agencies to help answer questions and provide guidance for flood-stricken homeowners seeking financial help.
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