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Stakes Higher If Not Enrolled In Federal Health Insurance Program
Updated November 2, 2015 8:01 AM | Filed under: Health
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(UNDATED) - Enrollment for federal health insurance marketplace plans began Sunday, and Hoosiers will have a little more than a month to pick a health care plan for coverage to start in 2016.

The stakes are higher this time for everyone involved.

For people without health insurance, the fines for ducking the ACA's individual mandate are rising sharply this year -- to $695 per adult -- to the point where advocates say it might be better just to buy a policy than to pay the penalty.

Under the federal Affordable Care Act, health care coverage is mandatory for those who can afford it, and those who do not purchase health care coverage are subject to a tax penalty.

Enrollment ends January 31, 2016. For coverage to begin on the first day of the new year, a health care plan must be selected by December 15. The last day to enroll is January 31, and plans will take effect January 31. For more information, visit

Medicare enrollment for those age 65 and older began October 15 and ends December 7. For more information, visit

Healthy Indiana Plan enrollment has no deadline. For additional enrollment information, visit

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